“I’m looking forward to helping you through your Real Estate journey. From obtaining a mortgage to finding your dream home and beyond, I’ll be by your side every step of the way.”
Although you’ll pay this at closing, proof of this
is also what will help you secure your mortgage.
When you make an offer on a home, you will be expected to pay a deposit as a show of good faith. It will be applied to your down payment or closing costs.
You may need to pay for mortgage insurance depending on your down payment and loan. You are required to purchase both Title Insurance and Homeowners Insurance.
Be prepared to cover the cost of surveys, appraisals, and documentation.
01 The Search
Following the list of wants and needs we determined in our initial consultation, we’ll begin the search for your next home. This looks different for everyone! Once you find “the one”, we’ll submit an offer and contract to the seller.
02 Accepted Offer
Once accepted, you will be expected to deliver the earnest money according to the timeline and formal set by the sales format.
03 Inspections & Appraisals
Choose your inspectors and schedule them
ASAP. We may need time to make adjustments
to the contract. Once complete, schedule an appraisal.
04 Lender Update
Inform your lender that you have entered into a contract and deliver any requested information in a timely manner.
05 Title & Commitment
Title will also need to review any liens, claims, or easements against the property.
Select your insurance broker and acquire
the necessary types of insurance. Need
help finding someone? I can make a recommendation.
07 Set Up Utilities
Call the necessary utility companies to transfer the accounts for the closing date.
08 Schedule Closing
This date will be set early in the process to avoid conflicts and ensure the title companies are available at a time that best suits your schedule.
09 Final Walkthrough
Complete a walkthrough before the closing
date to take final measurements and ensure everything is in order for the closing.
Bring your fees and down payment in the agreed upon format, I.D. loan documents, proof of insurance, and most importantly – be punctual.