JULIETTE LAPORTE
Real Estate Agent 541.510.2044
Juliettelaporterealtor@gmail.com
www.juliettelaporterealty.com


“I’m looking forward to helping you through your Real Estate journey. From obtaining a mortgage to finding 
your dream home and beyond, I’ll be by your side every step of the way.”

DOWN PAYMENT

Although you’ll pay this at closing, proof of this
is also what will help you secure your mortgage.

EARNEST MONEY

When you make an offer on a home, you will be expected to pay a deposit as a show of good faith. It will be applied to your down payment or closing costs.

INSURANCE

You may need to pay for mortgage insurance depending on your down payment and loan. You are required to purchase both Title Insurance and Homeowners Insurance.

CLOSING FEES

Be prepared to cover the cost of surveys, appraisals, and documentation.

 

01 The Search

Following the list of wants and needs we determined in our initial consultation, we’ll begin the search for your next home. This looks different for everyone! Once you find “the one”, we’ll submit an offer and contract to the seller.

02 Accepted Offer

Once accepted, you will be expected to deliver the earnest money according to the timeline and formal set by the sales format.

03 Inspections & Appraisals

Choose your inspectors and schedule them
ASAP. We may need time to make adjustments
to the contract. Once complete, schedule an appraisal.

04 Lender Update

Inform your lender that you have entered into a contract and deliver any requested information in a timely manner.

05 Title & Commitment

Title will also need to review any liens, claims, or easements against the property.

06 Insurance

Select your insurance broker and acquire
the necessary types of insurance. Need
help finding someone? I can make a recommendation.

07 Set Up Utilities

Call the necessary utility companies to transfer the accounts for the closing date.

08 Schedule Closing

This date will be set early in the process to avoid conflicts and ensure the title companies are available at a time that best suits your schedule.

09 Final Walkthrough

Complete a walkthrough before the closing
date to take final measurements and ensure everything is in order for the closing.

10 Closing

Bring your fees and down payment in the agreed upon format, I.D. loan documents, proof of insurance, and most importantly – be punctual.